Bernard Factor is an associate managing director in K2 Intelligence’s Regulatory Compliance practice, based in New York. With more than 25 years’ experience providing global Anti-Money Laundering (AML) and forensic advisory services, Bernard helps financial institutions overcome complex domestic and cross-border financial crimes compliance and investigative challenges. He advises clients in the United States and internationally on the design and implementation of global regulatory compliance programs in relation to Bank Secrecy Act (BSA)/AML, trade sanctions, tax evasion, market abuse, and other regulatory matters. He also specializes in program assessment reviews for audit and independent regulatory purposes and is highly experienced in global investigations.
Before joining K2 Intelligence, he was a member of the leadership team in PricewaterhouseCooper’s U.S. AML technology group, focused on optimization and validation of financial crimes surveillance systems. Bernard spent 20 years prior to that with KPMG in Europe, where he was an AML and forensic services partner in the firm’s London office and led its Forensic Financial Services practice in Zurich for the Swiss market during the early-stage evolution of Foreign Account Tax Compliance Act (FATCA) compliance. During his time at KPMG, he was seconded for two years to the London Stock Exchange as head of its Special Investigations Unit, responsible for investigations into serious UK cases of insider trading and market abuse. He has significant international experience, having operated throughout both the EMEA and Asia-Pacific regions.
Bernard is a Fellow of the Institute of Chartered Accountants in England and Wales and a qualified member of the Securities Institute. He graduated with a B.Sc. (Hons.) in physics from Imperial College of Science, Technology, and Medicine, London.